Fees & Insurance

Our Philosophy: Transparent, Flexible, Client-Centered

We know that private-pay therapy and assessment services are a meaningful investment, and we want you to feel confident about what that investment supports. By choosing an out-of-network model, you’re choosing flexibility, privacy, and care that isn’t rushed or shaped by insurance policies.

Our clinicians have the freedom to focus on your goals, not on treatment codes or session limits. You’ll know who you’re working with, how our process unfolds, and what your time and resources support: expert, personalized care designed to create lasting change.

How Reimbursement Works

Many of our clients use their out-of-network (OON) benefits to offset the cost of psychological services. Here’s how the process typically unfolds:

  1. Pay for your session directly at the time of service.
    Payments are made securely through our client portal.

  2. Receive a superbill from us.
    A superbill is an itemized receipt that includes all required insurance information, such as your clinician’s credentials, license, and service codes (see below for more details).

  3. Submit the superbill to your insurance provider.
    Most insurers have online member portals where you can upload documents directly.

  4. Receive reimbursement from your insurer.
    If you have OON benefits, your insurance company may reimburse you for a portion of the session fee—often between 50–80% after your deductible is met.

Superbills can be requested anytime or provided monthly for your convenience.

How to Check Your Benefits

When calling your insurance provider, ask the following questions to better understand your coverage:

  • Do I have out-of-network mental health benefits?

  • What is my deductible and how much remains?

  • What percentage of the session fee is reimbursed once my deductible is met?

  • Are telehealth therapy sessions covered?

  • Are psychological assessments covered?

  • What documentation do I need to submit (e.g., a superbill)?

  • How do I upload claims or forms, and when should I expect reimbursement?

These are the common, industry-standard CPT codes to discuss with your insurance provider:

  • Initial Intake Appointment: 90791

  • Treatment Sessions: 90834 (45 minutes); 90837 (60 minutes)

  • Psychological Testing & Assessment: 96136/96137 (test administration); 96130/96131 (interpretation, report writing, and providing feedback)

Understanding Your Superbill

When you submit a claim to your insurance company for reimbursement, they’ll ask for specific details about the services you received. A superbill is an itemized receipt that includes all the information your insurance company needs to process a claim.

At ALPS, your superbill includes:

  • Your clinician’s name, degree, and NPI number

  • The clinic’s address and contact information

  • Your name, date of birth, and service dates

  • CPT codes (procedure codes; e.g, 90791) and ICD-10 codes (diagnostic codes; e.g, F43.12)

  • The fee charged and the amount paid

Our Rates

Below is a general estimate of our current session fees. Your clinician will provide you with a personalized Good Faith Estimate following your initial consultation or intake appointment.

Individual Therapy Services:

  • Initial Intake (90791): $220

  • 45-Minute Individual Therapy (90834): $175

  • 60-Minute Individual Therapy (90837): $200

Couples Therapy Services:

  • Initial Intake (90791): $250

  • 45-Minute Individual Therapy (90834): $200

  • 60-Minute Individual Therapy (90837): $220

Psychological Testing & Assessment:

  • Hourly rate: Approximately $150-$250 per hour

Assessment services are billed based on the total number of professional hours required to complete the evaluation. While all assessments include clinical interviews, test administration, scoring, interpretation, report preparation, and a feedback session, they vary greatly in terms of additional time requirements, such as gathering collateral information (e.g., caregiver or teacher reports) or record review. In your initial consultation, your clinician will review the process and offer a transparent outline of the price and expected timeline for testing.

Ask your clinician about available payment plans for testing & assessment services.

Reduced-Fee Services

Aligned with our commitment to accessibility and equity in mental healthcare, ALPS designates a portion of each clinician’s caseload for Reduced-Fee Appointments.
These sessions are available for clients with financial limitations and are adjusted according to income and need.

Availability for these appointments changes throughout the year. If you’re interested in exploring a reduced-fee option, please let us know during your initial inquiry. We’ll be glad to discuss your needs and share current availability.

Payment Information

ALPS accepts all major credit and debit cards, ACH bank transfers, as well as HSA and FSA cards that carry a major card logo. Payments are processed securely through our HIPAA-compliant client portal, and most clients choose to keep a card on file for convenience.

At this time, we do not accept cash, checks, or Zelle, Venmo, PayPal, or wire transfers.